Your Encircle inventory is gone. Your next one should be insurance-grade.
Encircle retired its free consumer home-inventory app on December 17, 2025. If you are rebuilding your inventory from scratch, build it where it earns its keep: next to the policy that pays the claim.
Encircle ended support for its free consumer Home Inventory product effective December 17, 2025. After that date, consumer accounts could no longer log in and their inventory data became inaccessible; Encircle told users to export their records (PDF, Excel, and media files) before the deadline. The company now focuses on field-documentation software for professional restoration contractors.
Source: Encircle Help Center, “How to Export Your Encircle Home Inventory Data”. That was a reasonable business decision by Encircle, and this page is not a complaint about it. It is for the people it left without an inventory.
A home inventory is not a list. It is evidence. The version that matters is the one your carrier will accept after a loss.
After a fire or a burglary, the burden of proving what you owned falls on you. Adjusters ask for photos, receipts, model numbers, and dates. An inventory that lives in the same place as your policy, organized room by room with a walkthrough video behind it, is what turns “we had a lot of stuff” into a documented contents claim.
Re_Tera is an AI insurance copilot for homeowners and renters. It does two jobs that usually live in separate apps:
- It reads your own policy in plain English. Upload your homeowners or renters policy and start an Investigation: what your coverage limits and sublimits say, what common exclusions look like, and what questions are worth asking your carrier, all grounded in your document and your state's insurance rules.
- It keeps a claim-ready record. Room scans with a walkthrough video saved to your account, item photos, and receipts, organized room by room in your Inventory, so the documentation exists before you ever need it.
| Re_Tera | NAIC Home Inventory | Encircle (consumer) | |
|---|---|---|---|
| Price | 30-day free trial, then $3.99/mo | Free | Was free; retired Dec 17, 2025 |
| Photo inventory of your things | Yes | Yes | Yes (while it ran) |
| Room scans with walkthrough video | Yes (LiDAR room scan, video saved to your account) | No | No |
| Receipt capture | Yes (receipts attach to items) | Item photos and barcode scan | Was available |
| Reads your own policy in plain English | Yes (AI Investigation of your uploaded policy) | No | No |
| Platform | iOS | iOS and Android | Discontinued |
The honest part: if all you want is a free place to photograph your things, the NAIC Home Inventory app (from the National Association of Insurance Commissioners) is free, and many carriers publish free inventory checklists. Re_Tera costs money after the trial because it does more than store photos: it pairs the record with an AI read of the policy that will have to pay for those things.
Rebuild it once, properly.
Thirty days free, no card. Scan a room, file your policy, and see what an insurance-grade record looks like.
Get_the_app →Educational information only. It is not legal, insurance, or financial advice. Re_Tera is not an insurance company, broker, agent, or public adjuster. Always verify against your policy and consult a licensed professional before acting.